Islamic Relief
Islamic Relief Dedicated to alleviating the suffering of the world's poorest people.
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Livelihoods

Everyone has the right to make a decent living but for those living in poverty, without skills and support, it’s hard to get started. Employment means people can access basic services such as healthcare and education, and can secure a more promising future for themselves and their families. As part of Islamic Relief’s strategy to increase the ability of communities to maintain their livelihoods, we provide people with the tools, training and support they need to earn an income, whether it is running a business, growing fruit and vegetables or setting up a shop.

One of our most successful types of project involves Islamic microfinance. In 2009, we provided community organisations and individuals in more than 15 countries with interest-free loans, which they used to set up or expand a business. We also offer training and support to ensure people have the skills they need to make sure their enterprise is successful. Qard hasan (goodwill loans) are also provided to poor families to meet their immediate social needs — for example, school fees, costs for healthcare and housing repair, and other basic household costs.

Food-for-work and cash-for-work projects are key areas within our programme that we continue to support, mainly during emergency situations or as part of infrastructure or agriculture development projects. For example, we might pay local people with essential food items, such as oil, tea or sugar — or in cash — to rebuild roads and buildings after an emergency, or to build water supplies in areas of drought.

Interest-free loans in Pakistan
Interest-free loans in Pakistan

Wazir Abbas, 32, lives in Rawalpindi with his wife and one-year-old daughter. He received an initial loan of 30,000 rupees from Islamic Relief in 2006, which he used to set up his own business buying old pipes that he welds and reshapes, before selling them on for household plumbing.

After paying back the initial loan, Wazir applied for and was granted a second loan in 2007, to expand his business even further.

“The staff at Islamic Relief have been very supportive and my business is doing well: I have three employees and I can support my family, which is good. Before I got the first loan from Islamic Relief I was in dire need of financial support. The loans have brought great change to my business and have helped me to keep going in difficult circumstances.”

Wazir hopes that his business will go from strength to strength. Eventually, instead of buying in pipes from outside, he would like to be able to manufacture the pipes himself, and further funding from Islamic Relief could make this possible. As Wazir comments, “If there was someone who qualified for an Islamic Relief loan I would definitely recommend that they got one.”

Key financial information Islamic Relief